How to Save Money for Online Education
Price includes amongst the most puzzling variables when it comes to higher online education. College Board, for example, made a recent claim that a difference of more than $20,000 between moderately-priced higher public education and comparable educational institutions. Those amounts are daunting, and oftentimes deter the majority of individuals from even applying to online colleges. For a few individuals, even attempting to discover how to obtain funds for online colleges is enough to keep them from applying.
However, in spite of high price fears, millions going to online colleges will pay less than the nationwide average, depending upon the educational institution they select, their online degree programs, whether they choose an out-of-state or in-state institution, as well as their funding options.
The key to reducing—and determining—your online degree programs expenses is to know the difference between the net price and the sticker cost of the online education program college, and line-up funding sources with those details in mind. Difference between them may be drastic:
Sticker Price: The sticker price is the figure the online education program advertises as their overall attendance cost, which includes fees, tuition, as well as living costs. But, tuition discounts, financial aid within the form of education grants and scholarships, and various selections for housing will mean that an individual seldom pays a published “sticker cost.”
The Net Cost: Net cost will include the actual expenses the individual will pay in housing, tuition, and associated charges after all financial aid, discounts, scholarships, education grants, and living costs are summed up within the sticker cost.
Determining Net Cost
Now that you’re aware that the net cost will include the actual figure needed to sum up, how will you decide what this is? Since the year 2011, all online degree programs within America had to involve a ‘net cost calculation tool’ upon their sites; therefore, you may use the provided calculation tool by the school of your selection and also obtain help from that college’s financial aid counselor.
But, you also can do some “one-stop shopping” upon the College Affordability & Transparency Center site, offered by the United States Department of Education, which involves a College Scorecard.
As you determine your educational institution and choose the right options, the College Scorecard offers an educational institution list meeting your criteria. As you click every institution, a fresh page will open with the institution’s average net cost, default rate of the loan, rate of graduation, and average borrowing (median quantity of student loans/individual).
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